Midwife Care Across the Pathway
Midwife care runs from pregnancy through birth and the weeks after, and a comprehensive PKV tariff covers medically necessary midwife services as part of maternity care. That includes antenatal checks a midwife provides, attendance at the birth, and postnatal visits at home.
Choosing the Birth Setting
PKV covers hospital delivery under your inpatient benefits, including the chief-physician and room options your tariff provides. A birth-centre or home birth is covered where it is a recognised, medically appropriate choice, with the midwife’s attendance reimbursed as maternity care. Read your conditions on which settings are included and any requirements around them.
Insure the baby early: a newborn can be added to a parent’s PKV without a fresh health assessment if you apply within the deadline after birth. Sort the birth cover and the newborn registration together, well before the due date.
What to Line Up
- Midwife cover: confirm antenatal, birth and postnatal midwife care are included.
- Birth setting: check hospital, birth-centre and home-birth options in your conditions.
- Newborn insurance: arrange the child’s cover within the post-birth deadline to avoid a health check.
- Hospital extras: know your room and chief-physician benefits for a hospital delivery.
Planning the birth setting and the newborn’s cover during pregnancy means the paperwork is done when the baby arrives, not scrambled in the first busy weeks.
Frequently Asked Questions
Compare PKV Tariffs for Your Situation
Our independent advisors help expats and professionals find the right private health insurance — personalised to your age, health, and budget.
Get My Free Quote