Recognised and Treatable
Adult attention-deficit hyperactivity disorder is increasingly recognised, and treatment can make a real difference. A comprehensive PKV tariff covers medically necessary assessment and treatment, which typically means a specialist diagnostic evaluation, medication where prescribed, and psychotherapy or coaching-style therapy as part of the treatment plan.
The Elements of Cover
- Diagnostic assessment: the specialist evaluation that establishes the diagnosis, covered as necessary care.
- Medication: prescribed medication reimbursed under prescription-drug cover.
- Psychotherapy: covered under your tariff’s psychotherapy provisions, which often set session frameworks.
- Ongoing review: follow-up consultations to monitor treatment.
Check the psychotherapy terms: mental-health treatment often sits under specific provisions in your tariff, sometimes with session structures or approval steps. Read those before starting, so the therapy element is covered as you expect.
Disclosure and Existing Diagnoses
An existing ADHD diagnosis, like any pre-existing condition, must be declared when you apply for PKV, and it forms part of the health assessment. As with other mental-health histories, honest disclosure is essential, because non-disclosure lets the insurer reduce or refuse later claims. If you are already privately insured when ADHD is diagnosed, your tariff covers the assessment and treatment on its normal terms. A specialist broker can advise on applications where a mental-health history is involved.
Frequently Asked Questions
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