Therapy Has Moved Online
Psychotherapy delivered by video has become a normal option, and it can be easier to fit into life and to access outside big cities. A comprehensive PKV tariff that covers psychotherapy generally covers it delivered by video in the same way as in-person sessions, provided the therapist and the treatment meet the tariff’s requirements.
What to Confirm
- Recognised therapist: cover usually depends on the therapist meeting your tariff’s qualification and recognition requirements, the same as for in-person therapy.
- Approval steps: where your tariff requires a treatment plan or approval for psychotherapy, that applies to online sessions too.
- Session frameworks: the same session structures and limits apply whether treatment is online or in person.
- Platform legitimacy: make sure any online-therapy service uses properly qualified therapists rather than unregulated coaching.
Same rules, different medium: online therapy is generally covered on the same terms as in-person therapy. The medium does not change the requirements, so the therapist’s qualification and any approval steps still apply.
Getting Started
Before starting online therapy, confirm your tariff covers psychotherapy, check whether a treatment plan or approval is needed, and make sure the therapist meets the recognition requirements. This fits within the wider move to telemedicine, where video consultations across medicine are increasingly covered. Treat the online element as a convenience layered on top of standard psychotherapy cover, and the reimbursement follows the same path as any other therapy claim.
Frequently Asked Questions
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