PKV Knowledge Base

How PKV covers professional teeth cleaning (PZR): typical limits, GOZ billing, the prevention logic and what PZR clauses reveal about tariff quality.

Almost every PKV tariff caps dental reimbursement in the first 3–5 years via the Zahnstaffel. Typical limits, exceptions and how to plan major dental work.

How PKV reimburses orthodontics (Kieferorthopädie), braces and implants, the limits for adults vs children, and what to check before treatment.

What Zahnzusatzversicherung covers, typical premiums, waiting periods (Wartezeit) and the tooth-grading system that decides your payout.

PKV add-ons for dental, vision, and hospital comfort in Germany. What's included in standard PKV and what you need to upgrade — with cost comparisons for expats.