How Krankenhaustagegeld pays a fixed daily sum for hospital stays, how it differs from Krankentagegeld, and how to size it sensibly.
How PKV reimburses physiotherapy and other prescribed remedies (Heilmittel), the prescription rules and the tariff limits worth checking.
How prescription medication is reimbursed under PKV, how the E-Rezept works for private patients, and what to keep for claims.
How PKV covers glasses, contact lenses, eye exams and laser surgery (Sehhilfe), the usual euro limits, and what to check in your tariff.
How PKV covers Heilpraktiker and alternative treatments, the role of the Hufeland directory, and the annual limits to watch.
What Chefarztbehandlung and a single hospital room (Einbettzimmer) really mean in PKV, their value, and the cost of adding them.
How PKV covers pregnancy and maternity in Germany. What's included, how to add a newborn, income during maternity leave, and PKV vs GKV for expectant mothers.
Does PKV cover emergency treatment abroad? What's covered in the EU vs worldwide, repatriation costs, and what add-on travel insurance PKV members actually need.